Paiement sans contact avec une carte virtuelle Pluxee via une montre connectée dans un restaurant au Luxembourg

Say goodbye to plastic: discover Pluxee's 100% virtual card!

March 10, 2025

Pluxee simplifies life for your HR teams with the Pluxee card's fully virtual little sister. Now your employees can enjoy their lunch and gift vouchers via their smartphone. It's the era of the all-digital, saving you time, money and protecting the environment.

As you know, since January 1, 2025, paper lunch vouchers have been a thing of the past in Luxembourg. From now on, digital technology will take over, simplifying management for employers and facilitating use for beneficiaries.

The Pluxee card, which operates like a bank card, has already been in circulation in the country for several years. But did you know that there's also a cardless solution? Pluxee Lunch and Pluxee Gift vouchers can now be managed entirely virtually. The only medium required is the user's smartphone.

A solution that goes even further in simplifying management and use, but also towards greater respect for our planet.  

What's the virtual card?

It's easy: everything is done via your employees' smartphones. Managing their lunch and gift vouchers becomes 100% virtual.

As with the physical card, the employee has a unique account, regularly credited by the employer. By downloading the Pluxee application, they gain access to a platform entirely dedicated to the benefits you offer them. They can : 

  • activate their card and manage their profile ;
  • consult their balance and transaction history in real time;
  • geolocate merchants who accept the Pluxee card (Lunch or Gift) as a means of payment;
  • pay directly with their smartphone (by adding their card to Apple Pay or Google Pay);
  • check their card information (PAN, CVV...) ;
  • benefit from exclusive promotions offered by Pluxee partners;
  • access our FAQ and contact our consumer service.

Once their account has been credited, employees receive a notification that new vouchers are available. 

What are the benefits of 100% virtual?

In addition to the simplicity and time-saving benefits of managing your employee benefits digitally, the 100% virtual solution also means :

  • A more environmentally-friendly choice in line with your CSR objectives. This solution produces less waste and emits less CO2.
  • Cost optimization thanks to a more economical medium. No need to pay for the production or mailing of cards, not to mention those that are lost and have to be reissued. The time saved in avoiding cards distribution is an added bonus.
  • Simplified management thanks to a solution available within 24 working hours
  • Even more convenience for your employees who are looking for modernity and are open to new technologies, who will be able to pay contactless via their smartphone.

What does this mean for your HR teams? 

Both virtual and physical cards are managed from the same online customer area. With the help of your sales contact, you can choose between a 100% virtual or hybrid contract (virtual and physical cards, depending on the consumer's preference).

Unlike physical cards, virtual cards are available within 24 hours after your order has been validated. Cards are dispatched autonomously by the person in charge of the matter within the company, making the solution easier to manage and more flexible. 

As with physical cards, our Pluxee mulitlingual team, based in Luxembourg, takes care of answering your employees' questions when they need it.